Forgotten Values ​​have become an increasingly relevant topic among Brazilians.

Currently, more than 24 million people have approximately R$ 6 billion sitting idle in banks and consortium management companies.

This article will explore how these funds can be redeemed simply and free of charge through the Central Bank's system, highlighting the importance of paying attention to these resources that are often overlooked.

Furthermore, we will cover the necessary steps for consultation and redemption, ensuring that you don't miss the opportunity to recover your money.

Overview of forgotten values

Brazil still grapples with a significant volume of unclaimed funds held by banks and consortium administrators, reaching approximately R$ 6 billion and affecting over 24 million Brazilians.

Of this total, more than R$ 4 billion belongs to individuals and almost R$ 2 billion to companies, while most individual balances do not exceed R$ 10.

Even so, more than 700 people have amounts exceeding R$ 1 , which reinforces the importance of checking the official Central Bank system and paying attention to updated data on refunds.

Indicator	Price
Total number of Brazilians	24 million
Total value forgotten	$ 6 billion
Physical weights	More than R$4 billion
Corporate	Nearly R$ 2 billion
Returns since 2022	More than R$15 billion

The Central Bank guarantees complete security and transparency in the refund process.

Consultation and recovery of forgotten values.

Accessing and recovering forgotten assets is a right of Brazilian citizens.

With over 24 million Brazilians having funds available, access to these resources is simple and free.

Using the Central Bank's Accounts Receivable system, it is possible to view and redeem funds quickly and securely.

Step by step consultation

1. Access the Central Bank's Accounts Receivable System or the public consultation page.

Next, provide your CPF ( Brazilian individual taxpayer registration number) and date of birth for individuals, or CNPJ (Brazilian company taxpayer registration number ) and opening date for companies.

Next, fill in the displayed captcha and confirm the search.

2. Check the result and proceed to the free application.

If there are any funds involved, click to access the SVR, choose the payment method, and use the PIX key or the contact information for your financial institution.

The process is free of charge and avoids the need for links via WhatsApp, SMS, or email.

Redemption options

Recovering forgotten funds can be done practically and securely using a PIX key , with direct payment to the indicated account, or, if the person does not have a registered key, by contacting the financial institution responsible for the funds directly, as instructed by the Central Bank's Receivables System.

Furthermore, the process is free and does not require intermediaries, as the Central Bank does not charge fees and does not send links via WhatsApp, SMS, or email , which reinforces the importance of accessing only official channels to avoid scams and ensure the correct return of the money.

Right of heirs to redemption

Heirs , executors, administrators , or legal representatives can claim funds left by a deceased person in the Central Bank's Accounts Receivable System, provided they provide the deceased person's CPF (Brazilian taxpayer ID) and date of birth in the public consultation of the Accounts Receivable System. After confirmation, access to the credit requires the formalization of a responsibility agreement , a document that proves the legitimacy of the person requesting the withdrawal and prevents irregularities in the transfer of funds. This process is always guided by the financial institution holding the funds and is free of charge, as it is a free and official procedure of the Central Bank, which has already returned billions to thousands of Brazilians since 2022.

Once the funds are released, payment can be made via PIX key or, in some cases, directly with the bank or consortium administrator, according to the institution's rules.

Furthermore, the analysis follows legal criteria, so the applicant must keep the representation and succession documents in order, because only then can the system validate the heirs ' right to the redemption and conclude the operation safely.

Forgotten Values ​​represent an opportunity for many Brazilians.

By following the guidelines provided, it's possible to recover resources that can make a difference in everyday life.

Be sure to check and take advantage of this right.