In the second quarter of 2026, loan loss provisions at major Brazilian banks became a central theme, reflecting the increase in defaults in the country. This article will analyze the strategies adopted by leading financial institutions, such as Banco do Brasil, Bradesco, Itaú, and Santander, to address this challenge. The growing... Read more…
Household debt default has become a growing concern in Brazil, reaching its highest level since 2011. In this article, we will explore the increase in household defaults, especially in both free and directed credit, as well as the proportion of income committed to debt and changes in interest rates. These data reveal... Read more…
High default rates in Brazil, which reached 4,7% in May, are a worrying reflection of the country's current economic situation. This article will analyze the causes leading to the increase in debt, especially among those who use unsecured credit, whose delinquencies reach 7,6%. Despite the Desenrola Brasil program having renegotiated... Read more…
Debt renegotiation is a crucial issue for many Brazilians, especially during times of financial crisis. The Novo Desenrola Brasil program emerges as a promising solution, allowing debt renegotiation for individuals with incomes up to five minimum wages. With the goal of reducing default rates, the program offers... Read more…
Credit card defaults are a topic that has been gaining prominence in the economic landscape, especially in Rio Grande do Sul. In February 2026, defaults reached an alarming 45,39% among adults, reflecting the irresponsible use of credit cards. In this article, we will explore comparative default data and analyze the causes. Read more…
Income Commitment is a crucial topic reflecting the financial reality of Brazilian families. Currently, 29% of family income is allocated to debt repayment, an alarming number not seen in two decades. In this article, we will explore the causes and consequences of this phenomenon, analyzing the increase in... Read more…
Credit card revolving debt in Brazil reached alarming levels in 2025, reflecting a complex economic reality. This article explores the intersection between default rates, unemployment, rising average income, and the impact of the cost of living on Brazilian families. Despite the decline in... Read more…
Credit card default is an increasingly worrying issue in Brazil, especially in the current context of high interest rates and growing debt. In this article, we will explore the alarming default rate on revolving credit cards, which has already exceeded 60%, reflecting the inability of many consumers to honor their debts. We will also analyze... Read more…